I am sure that with today's spending review a lot of people are going to be moaning louder than ever and the ones making the most noise will be those who have enjoyed more than most of us for some considerable time.
Perhaps one of the reasons for our current predicament started a long time ago back in the seventies when people began to live above their means, borrowing from banks, loan companies and then credit cards and never paying back the debt. Instead the level of personal debt has escalated at a phenomenal rate.
When I got married in the sixties neither my husband or I earned very much and so we started our married life with second hand furniture in a small flat. We rented a small television because we couldn't afford to buy one, we didn't own a car and apart from a week's honeymoon on the Isle of Wight, we never had a holiday either in the UK or abroad.
We came from a generation where we were brought up to understand that if you wanted something, you worked hard and saved for it and you couldn't have what you couldn't afford. We managed to save enough money for a cooker and a small fridge and because it took us so long to save enough, I looked after both very carefully and in fact, when they no longer worked and we got rid of them, they still looked brand new! In those days my earning power was very poor indeed because women weren't valued in the workplace and it was still to be a great many years before I earned anything near what I was worth, so after the rent and bills were paid, we didn't have anything left for luxuries.
Today though, it's totally different. Most young people, if they do get married, usually have a honeymoon in some exotic destination, they both own a car, have brand new furniture and a large flat screen television but they also have massive debts on credit and store cards. Mind you, when I was working in the jobcentre I know that many of those on benefits also had large flat screen televisions and although I was working, even I couldn't afford one then and still can't now.
So, when the cutbacks are announced today the generation of 'have it all now and never mind tomorrow' will be whinging, whining and moaning louder than anyone. They will have to learn that we are all going to feel the pinch in some way or other, but some of us will feel less pain because we have been raised with a totally different set of values. They will need to 'put up and shut up'!